Cigna Dentist – Aspen Hill, MD
Get the Most Out of Your Cigna Benefits
When signing up for dental insurance, you’re not just thinking about your oral health but also your child’s. You want to make sure you are choosing a plan that works for you, not against you. Whether it’s through your employer or purchased independently, enrolling in a Cigna dental plan will give you the benefits you need to ensure the health of your little one’s smile. Better yet, when choosing a Cigna dentist in Aspen Hill , like Dr. Garcia and Dr. Cruet, you can be sure that your child’s oral healthcare needs will be met with personalization, effectiveness, and affordability in mind. Call our office today to inquire about ways you can save during your child’s next dental visit.
Cigna Coverage Availability & Fees
Cigna dental insurance remains one of the most well-known and reliable options for individuals searching for oral healthcare coverage. When reviewing their available PPO plans, you’ll find the type of coverage provided for pediatric services is worth the investment. You can choose from low deductible plans or high annual maximum plans.
While most offer 100% coverage for preventive dental services, like dental exams and cleanings, and X-rays, they will likely pay a portion of the total cost should your child need any type of restorative care.
This often requires paying coinsurance, which is the percentage you are required to cover after meeting your deductible. (i.e., 80% paid by insurance, 20% paid by you).
If you choose a low deductible plan, it might look something like this:
- Preventive Care: 100%
- Basic Restorative Care: 0-80%
- Major Restorative Care: 0-50%
These are based on which plan you choose. Some also come with waiting periods of 0-12 months. Also, the Cigna Dental 1500 Plan offers 50% coverage for orthodontics.
If you choose a high annual maximum plan, it might look something like:
- Preventive Care: 100%
- Basic Restorative Care: 80%
- Major Restorative Care: 50%
The deductible for these plans typically ranges from $100-$250 annually.
Meet the Team
At Healthy Kids Pediatric Dentistry, our team is not only here to make sure your child remains safe and comfortable, but we are also available to answer any questions you might have about your dental insurance in Aspen Hill. While our clinical staff takes care of your little one’s teeth and gums, our front desk team members will happily go over the most effective way to maximize your available benefits while ensuring the health of your child’s smile. If they are recommended for restorative treatment, we will determine how much your out-of-pocket expenses will be and work to lower them as much as possible. We’ll handle all the claims filing as well, so you can focus on what is really important – your child.
